Terms of Use

Peter Alan Ltd, Ty Croes Cwrlwys, Copthorne Way, Valegate Retail Park, Cardiff. CF5 6EH, is a Principality Building Society company, registered office; Principality Buildings, Queen Street, Cardiff CF10 1UA, registered in England number, 2073153. Peter Alan Ltd. is authorised and regulated by the Financial Services Authority [FSA] number 303444, to advise on, arrange and make arrangements with a view to regulated mortgage contracts and non-investment insurance contracts. For further information about our status under the Financial Services and Markets Act 2000, visit www.fsa.gov.uk.

The services and products that appear on this site are available to UK residents only and, should any legal dispute arise, the site is governed by English Law. The language in which we shall conduct and communicate with you shall be English.

No information given on this site is to be considered financial advice. If you require advice on any product or service offered by us, then you are asked to contact us directly, as instructed on the site.

We are not responsible for the security or content of third party websites to which we have links on this site and we do not endorse or recommend any products or services advertised by them, other than pa Legals. We operate a complaints procedure. Details are available from any branch office or contact our Head Office if cause for complaint arises. Any complaints we cannot resolve may be referred to the Ombudsman for Estate Agents or the Financial Ombudsman Service as appropriate.

We are a member of the Financial Services Compensation Scheme [FSCS], established under the Financial Services and Markets Act, 2000. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Mortgage advising and arranging is covered for 100% of the first and 90% of the next £20,000 so the maximum compensation is £48,000. Further information on compensation scheme arrangements is available from the FSCS.

We may monitor and record telephone calls in order to be able to improve our services and to protect both you and us.

You must be aged 18 or over to apply for a mortgage through us. We also recommend that you consider your life cover and income protection arrangements when considering taking out a mortgage. Any application you make through us will be subject to an assessment of your financial standing and ability to afford a mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage